See our cover options side by side for a detailed comparison of what’s covered.
Please note that this table is a guide only, and lists the highlights of what we cover. For full details of what is covered under each policy, please refer to our policy booklet.
Policy Comparison
| Landlord Preferred Policy |  Real Classic |
 Real Premier |
 Real Multi |
|---|---|---|---|
| Policy maximum rent per week | $1,000 per week | $2,000 per week | $500 per room per week to a maximum of $2,000 |
| Uninhabitable rental property | Up to 52 weeks | Up to 52 weeks | Up to 52 weeks |
| Prevention of access | Up to 12 weeks | Up to 12 weeks | Up to 12 weeks |
| Abatement of rent contribution | Up to 4 weeks | Up to 4 weeks | X |
| Tenant vacating/absconding without notice | Up to 8 weeks | Up to 8 weeks | Up to 8 weeks |
| Default by the tenant | Up to 16 weeks | Up to 16 weeks | Up to 16 weeks |
| Failure to surrender vacant possession | Up to 20 weeks | Up to 20 weeks | X |
| Death of the sole occupant | Up to 12 weeks | Up to 12 weeks | Up to 12 weeks |
| Court awarding release from a fixed term lease | Up to 8 weeks | Up to 8 weeks | Up to 8 weeks |
| Loss of rents special benefit | |||
| Bailiff costs | $200 | $300 | $200 |
| Change of locks | $300 | $500 | $300 |
| Removal of rubbish | $200 | $300 | $200 |
| Property management company – Tribunal charge | $150 | $300 | $150 |
| Landlord’s contents | |||
| Accidental loss and intentional damage | $25,000 | $50,000 | $25,000 |
| Landlord’s contents special benefits | |||
| Methamphetamine contamination* | X | $15,000 | X |
| Landlord’s contents in the open air | $500 | $500 | $500 |
| Natural disaster | $25,000 | $25,000 | $25,000 |
| Floor coverings | $3,000 each event up to $6,000 | $5,000 each event up to $10,000 | $3,000 each event up to $6,000 |
| Forensic Cleaning^ | $1,500 | $3,000 | X |
| Pet damage | $2,000 | $4,000 | X |
| Damage to your rental property (limited cover) | |||
| Intentional damage | $25,000 | $25,000 | $25,000 |
| Methamphetamine contamination* | X | $15,000 | X |
| Body Corporate loss or damage – apartment owners only | $1,000 each event up to $2,000 | $2,000 each event up to $4,000 | X |
| Landlord’s liability | |||
| Property of others | $2,000,000 | $2,000,000 | $2,000,000 |
| Accidental death or bodily injury of others | $1,000,000 | $1,000,000 | $1,000,000 |
| Health and Safety at Work Act | $100,000 | $100,000 | $100,000 |
*We will pay up to a maximum of $15,000 under all sections of Real Landlord Preferred Premier and the combined maximum amount we’ll pay under all policies underwritten by us is limited to $30,000.
^ We will pay up to a maximum of $1,500 under Real Landlord Preferred Classic and $3,000 under Real Landlord Preferred Premier under all sections for forensic cleaning